Terms & Conditions

Terms & Conditions

The Website is an Internet property of Hscapitalbank.com. (Referred to as “Hscapitalbank.com,” “we” and “us”). You agree to be bound by these Hscapitalbank.com Website Terms of Use (“Terms of Use”), in their entirety, when you: (a) access the Website; (b) register for a newsletter or subscribe to a mailing list or request information by and through the Website (“Subscription Services”); (c) register to participate in promotions, contests and/or sweepstakes offered by Hscapitalbank.com from time to time (each, a “Contest”); (d) join, or attempt to join, an affiliate program or other membership organization featured on the Website (“Membership Services”); and/or (e) order a product and/or service through the Website (“Vendor Services, and together with the Subscription Services and Membership Services, the “Services”). Hscapitalbank.com Privacy Policy (“Privacy Policy”), the Official Contest Rules applicable to each Contest, Hscapitalbank.com Purchase Agreement(s) (“Purchase Agreement”), Hscapitalbank.com Membership Agreement(s) (“Membership Agreement”), as well as any other operating rules, policies, price schedules and other supplemental terms and conditions or documents that may be published from time to time, are expressly incorporated herein by reference (collectively, the “Agreement”). Please review the complete terms of the Agreement carefully. If you do not agree to the Agreement in its entirety, you are not authorized to use the Services and/or Website in any manner or form.

SCOPE AND MODIFICATION OF THE AGREEMENT

You agree to the terms and conditions outlined in the Agreement with respect to your use of the Website. The Agreement constitutes the entire and only agreement between you and Hscapitalbank.com with respect to your use of the Website and supersedes all prior or contemporaneous agreements, representations, warranties and/or understandings with respect to the Website. We may amend the Agreement from time to time in our sole discretion, without specific notice to you. The latest Agreement will be posted on the Website, and you should review the Agreement prior to using the Website. By your continued use of the Website and/or Services, you hereby agree to comply with all of the terms and conditions contained within the Agreement effective at that time. Therefore, you should regularly check this page for updates and/or changes.

REQUIREMENTS

The Website and Services are available only to individuals who can enter into legally binding contracts under applicable law. The Website and Services are not intended for use by individuals under the age of eighteen (18). If you are under the age of eighteen (18), you do not have permission to use and/or access the Website and/or Services.

DESCRIPTION OF THE SERVICES

Subscription Services

Subject to the terms and conditions of the Agreement, by registering on the Website and receiving approval from Hscapitalbank.com, you can obtain, or attempt to obtain, for a fee or for no fee, the Subscription Services. The Subscription Services will provide you with e-mail content, text and other materials (“Subscription Content”) relevant to online marketing provided by Hscapitalbank.com and its third-party partners (“Third Party Providers”). If you would like to discontinue receipt of the Subscription Content, simply email us, opinions and/or other materials that are provided by Hscapitalbank.com and should not necessarily be relied upon. Please use caution, common sense and safety when using the Subscription Content and/or Subscription Services. You agree that Hscapitalbank.com shall have no obligations and incur no liabilities to you in connection with any such Subscription Content. Hscapitalbank.com does not represent or warrant that the Subscription Content made available in connection with the Subscription Services is accurate, complete or appropriate. You understand and agree that Hscapitalbank.com is not responsible or liable in any manner whatsoever for your inability to use the Subscription Services and/or Subscription Content. You understand and agree that Hscapitalbank.com shall not be liable to you, any end-users or any third party, for any claim in connection with any of the Subscription Services.

Vendor Services

By completing the applicable purchase order forms, you can obtain, or attempt to obtain, certain products and/or services from the Website. The products and/or services featured on the Website may contain descriptions that are provided directly by the Third Party Provider manufacturers or distributors of such items. Hscapitalbank.com does not represent or warrant that the descriptions of such items are accurate or complete. You understand and agree that Hscapitalbank.com is not responsible or liable in any manner whatsoever for your inability to obtain products and/or services from the Website or for any dispute with the product’s seller, distributor and end-user consumers. You understand and agree that Hscapitalbank.com shall not be liable to you or any third party for any claim in connection with any of the products and/or services offered on the Website.

General

The information that you must supply in connection with registering for the Services may include, without limitation, some or all of the following: (a) your full name; (b) company name; (c) e-mail address; (d) mailing address (and billing address if different); (e) home telephone number; (f) work telephone number; (g) tele copier number; (h) credit card information; and/or (i) any other information requested on the applicable registration form (“Service Registration Data”). You agree to provide true, accurate, current and complete Service Registration Data. Hscapitalbank.com has the right to reject any Service Registration Data where it is determined, in the sole and exclusive discretion of Hscapitalbank.com, that: (i) you are in breach of any portion of the Agreement; and/or (ii) the Service Registration Data that you provided is incomplete, fraudulent, a duplicate or otherwise unacceptable. Hscapitalbank.com may change the Registration Data criteria at any time, in its sole discretion.

Unless explicitly stated otherwise, any future offer(s) made available to you on the Website that augment(s) or otherwise enhance(s) the current features of the Website shall be subject to the Agreement. You understand and agree that Hscapitalbank.com is not responsible or liable in any manner whatsoever for your inability to use and/or qualify for the Services. You understand and agree that Hscapitalbank.com shall not be liable to you or any third party for any modification, suspension or discontinuation of any Services or other product, service or promotion offered by Hscapitalbank.com and/or any of its Third-Party Providers. If MTS Advertise OU terminates the Agreement and/or any Services for any reason, MTS Advertise OU shall have no liability or responsibility to you. You understand and agree that refusal to use the Website is your sole right and remedy with respect to any dispute that you may have with Hscapitalbank.com.

PROPRIETARY RIGHTS

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, software, services and other matters related to the Website, Content, and Services are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to, intellectual property) rights. The copying, redistribution, publication or sale by you of any part of the Website, Content, and/or Services is strictly prohibited. Systematic retrieval of material from the Website, Content, and/or Services by automated means or any other form of scraping or data extraction in order to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from Hscapitalbank.com is prohibited. The posting of information or material on the Website, or by and through the services, by Hscapitalbank.com does not constitute a waiver of any right in or to such information and/or materials. The Hscapitalbank.com name and logo, and all associated graphics, icons and service names, are trademarks of Hscapitalbank.com. All other trademarks appearing on the website or by and through the Services are the property of their respective owners. The use of any trademark without the applicable owner’s express written consent is strictly prohibited.

HYPERLINKING TO THE WEBSITE, CO-BRANDING, "FRAMING" AND/OR REFERENCING THE WEBSITE PROHIBITED

Unless expressly authorized by Hscapitalbank.com, no one may hyperlink the website, or portions thereof (including, but not limited to, logotypes, trademarks, branding or copyrighted material), to their website or web venue for any reason. Further,” framing” the website and/or referencing the Uniform Resource Locator (”URL”) of the Website in any commercial or non-commercial media without the prior, express, written permission of Hscapitalbank.com is strictly prohibited. You specifically agree to cooperate with the website to remove or cease, as applicable, any such content or activity. You hereby acknowledge that you shall be liable for any and all damages associated therewith.

EDITING, DELETING AND MODIFICATION

We reserve the right in our sole discretion to edit and/or delete any documents, information or other content appearing on the website.

INDEMNIFICATION

You agree to indemnify and hold Hscapitalbank.com, each of their parents, subsidiaries and affiliates, and each of their respective members, officers, directors, employees, agents, co-branders and/or other partners, harmless from and against any and all claims, expenses (including reasonable attorneys’ fees), damages, suits, costs, demands and/or judgments whatsoever, made by any third party due to or arising out of: (a) your use of the Website, Services, Content and/or entry into any Contest; (b) your breach of the Agreement; and/or (c) your violation of any rights of another individual and/or entity. The provisions of this paragraph are for the benefit of Hscapitalbank.com, each of their parents, subsidiaries and/or affiliates, and each of their respective officers, directors, members, employees, agents, shareholders, licensors, suppliers and/or attorneys. Each of these individuals and entities shall have the right to assert and enforce these provisions directly against you on its own behalf.

THIRD PARTY WEBSITES

The Website may provide links to and/or refer you to other Internet websites and/or resources including, but not limited to, those owned and operated by Third Party Providers. Because Hscapitalbank.com has no control over such third party websites and/or resources, you hereby acknowledge and agree that Hscapitalbank.com is not responsible for the availability of such third party websites and/or resources. Furthermore, Hscapitalbank.com does not endorse, and is not responsible or liable for, any terms and conditions, privacy policies, content, advertising, services, products and/or other materials at or available from such third-party websites or resources, or for any damages and/or losses arising therefrom.