Accounts, cards and conditions

HS Capital Bank provides clients with banking services at it’s Zurich office.

Accounts

Whether for business or private payment transactions, for business owners, salary earners, young people or senior citizens, HS Capital Bank has exactly the right account with attractive conditions.

Current account in CHF, EUR

The account in CHF and EUR for business and private payment transactions for individuals, companies. The complete balance is available at any moment.

  CHF EUR
Interest 0.000% 0.000%

Deposit account

The account for salary earners, private investors and companies, with a CHF 100 000 withdrawal limit per month.

  CHF EUR
Interest 0.000% 0.000%

Savings account in CHF, EUR, USD

The account is a savings option for individuals, with a CHF/EUR/USD 50 000 withdrawal limit per month

  CHF EUR
up to CHF 50,000 0.050% 0.050%
up to CHF 250,000 0.025% 0.025%
from CHF 250,000 0.000% 0.000%

Under 18s savings account

The account with flexible interest rates for individuals aged 18 or under, with a CHF 20 000 withdrawal limit per annum.

  CHF EUR
up to CHF 60,000 0.500% 0.500%
from CHF 60,000 0.125% 0.125%

Retirement savings account

The account with flexible interest rates for individuals aged 62 and over, with a CHF 25 000 withdrawal limit per month.

  CHF EUR
up to CHF 50,000 0.100% 0.100%
up to CHF 250,000 0.075% 0.075%
from CHF 250,000 0.050% 0.050%

Investment savings account

The account that is a mid-term investment for anyone, with a minimum deposit/ withdrawal limit per annum of CHF 75 000.

  CHF EUR
up to CHF 100,000 0.050% 0.050%
up to CHF 250,000 0.025% 0.025%
from CHF 250,000 0.000% 0.000%

Real estate account

only in conjunction with a HSCB mortgage

  CHF EUR
up to CHF 50,000 0.000% 0.000%
up to CHF 250,000 0.000% 0.000%
from CHF 250,000 0.000% 0.000%

Savings account for rental security

  CHF EUR
up to CHF 50,000 0.050% 0.050%
up to CHF 250,000 0.025% 0.025%
from CHF 250,000 0.000% 0.000%

Savings account for pension benefits

The account for benefits from pension funds.

  CHF EUR
Interest 0.125% 0.125%

Please contact your portfolio manager for more information. Interest rates are subject to change (valid from March 1, 2019). The bank reserves the right to change its terms and conditions at any time.

Cards

Whether for cash withdrawals or digital payments, HS Capital Bank has exactly the right cards and options.

Visa Card

The Visa Card is a global debit card. It can be used for the following services:

  • Free cash withdrawals at ATMs in Liechtenstein and Switzerland
  • Cash withdrawals at ATMs abroad
  • Digital payments
  • Digital wallet

Blocking your Visa Card:

  • In the event of loss or theft of your Visa Card, please contact your bank during office hours.
  • Outside office hours, please call the following emergency number: +41 43 500 6258

Credit cards

The following credit cards are available upon request:

  • MasterCard
  • Visa
  • Diners Club
  • American Express

Swiss Bankers Travel Cash Card

The insured prepaid card to withdraw local currencies and make payments locally wherever you are in the world.

Please contact us for further details.

Banknotes, foreign currencies and precious metals

Whether you need foreign exchange for a business transaction or banknotes in a certain currency for your vacation, contact your relationship manager for the latest rates. You can obtain most currencies directly over the counter at HSCB.

Precious metals as an investment instrument

Silver, gold, platinum and palladium may be sensible additions to your portfolio. Contact your portfolio manager, who will be happy to talk to you about the investments below:

  • Coins, plate and bars We can securely store precious metals and coins for you. You can choose to store them either in a personal safe deposit box or a custody account.
  • Metals account A claim on a booked precious metal holding.

We would be delighted to meet you in person

HS Capital Bank
Freigutstrasse 13
CH-8022 Zurich Switzerland
Phone +41 43 500 6258
Fax +41 43 500 6250
Contact us
Opening hours: Monday to Friday 8:00 a.m. to 4:30 p.m.